Consumers who have neither bank accounts (the unbanked) nor incremental credit (the underbanked) represent the largest untapped market for financial services organizations. This “underserved” market represents more than 80 million individuals and nearly $1-trillion in wages, it is one of the fastest growing segments in any industry.

E-Bill Volume Is Growing. Potential Reach Is Large But Also Unrealized.



  • Offer a convenient 24-hour, secure, self-servicekiosk with integrated mobile technology that accepts cash.
  • Bring non-traditional financial services to convenient locations by installing kiosk technology
  • Offer faster, more convenient services at competitive prices.
  • Provide a compelling loyalty and promotions program to ensure frequent customer returns
  • Provide excellent 24/7 customer support that addresses the consumer’s pain points  



Transactional Revenue - all bill pay, wireless refills, international long distance and other customized financial services.

Product Sales:

  • Sim cards
  • Prepaid debit card solutions through LimeXpress
  • Insurance products - Handset, Prepaid Legal, Subscription Medical

Advertising Revenue - Rich media digital advertising on overhead display complete with promotions and content management and reporting

Kiosk Branding - Custom skins with additional advertising panel space creates monthly, quarterly or annual additional income streams

For further description of the Payteller Kiosk solution, "Click Here



  • Convenient – Pay bills where consumers shop for groceries or buy fuel. No special trips
  • Fast – Bill payments, top-ups and ILD purchases take 30 seconds or less
  • Inexpensive – Most transactions are priced at or below retail
  • Interactive – Get text-based reminders, offers, discounts and coupons
  • Secure- industrial grade kiosks with a secure armored locking system that ensures cash is safe and secure


  • Increase store traffic – Locations report higher sales of unrelated products
  • Decrease costs – Move transaction labor from store clerks and customer service personnel
  • Enhance company image -  providing self-service technology shows progressive image and awareness of consumer’s needs for better customer service

Service Providers

  • Operational Efficiency –  Billers increase payments, decrease collections
  • Retention – Convenient prepaid cellular offerings decrease attrition rates for carriers
  • Targeted Updates – ILD providers can update offers and provide special promotions to drive burst revenue opportunities